How hard can it be to get a driver's licence?

I hated learning to drive in the UK and I haven't driven a car since I passed my test (which I did only on an automatic anyway and that was 5 years ago!). Bermuda does not recognize overseas driving licences, so we have to take the tests again over here to drive a car/scooter. This involves the following:

1. Download an application form and a form for your doctor to fill out
2. Go to your Bermudian doctor and get them to fill out the form - this includes checking your eyes, listening to your chest etc... pretty thorough! That bit also costs $90.
3. Get a copy of the Traffic Code Handbook - which is only available from the Traffic Control Department... which isn't in the centre of town (i.e. hard to get to if you don't drive!).
4. Learn the contents of the book, which, firstly, does not cover every question you could get on the theory test, and, secondly, includes some pretty major left/right errors. I studied a lot for the test (well, I don't have much else to do) and I know I didn't get 100% on my test - apparently the correct response to someone cutting in in front of you is to get their license plate number, rather than do not retaliate. The TCD Handbook tells you not to retaliate, but apparently that's not the right answer in the exam. 
5. Go to the TCD (not in the centre of town) to sit the theory test, then queue up to pay for your learner's licence and then queue up for a third time to get your photo taken for the licence. All in all, that took about 2 hours (the test took me about 10 minutes).
6. Now we can learn to drive... but it turns out that driving instructors will only pick you up from TCD for lessons... argh! So to get to a driving lesson from home, I would need to leave about an hour and a half to be sure to get to my lesson on time...

Another brilliantly frustrating rule is that you can only hire a small bike unless you have a licence and you can't buy one at all until you have a licence. But to be able to ride  a bike over 50ccs, you have to take your test on one... which is at TCD on the outskirts of town. This means you 1) can't practice for your test unless you have a nice friend who will let you borrow their bike and practice at TCD on a weekend (but they would have to ride it there for you), and 2) have to borrow one for your test and get someone to ride it there for you. NIGHTMARE.